This articles focuses on ULIP vs Fixed Deposit. When it comes time to make investments, individuals are often confused among the different choices that are available. The most common confusion arises between the following methods: ULIP and FD. Which one of them is better? This is an issue that stumps most small investors as they…
Year: 2011
ULIP vs Regular Insurance Policy
ULIP’s and Traditional policies both work alike. A part of the premium is set aside for life cover and the rest is invested in a fund after deducting charges. The main advantage of a ULIP is that the investor knows exactly about the break-up of his premium into life cover, the fees being paid and…
Charges Under ULIP (Unit Linked Plans)
Contribution Related Charges : These are the charges that are represented as a percentage of the regular or single contribution paid. In case of a regular contribution plan, it is usually high in the first year to pay for the distribution cost. This charges pays for the issuance and for distribution commissions. This charges are…
Unit Linked Plans (ULIP) in India
Unit Linked Plans (ULIP) in India are very popular. ULIP is on top in the buzz list in India because it offers more advantages than regular life insurance plans. There are several financial benefits, such as higher returns on investment, partial withdrawal, flexibility to choose life cover, wider fund options, up facilities, free switches, tax…
Best Questionnaire for Employee Motivation
Q1. Since how many years you have been working in this organization ? a. 0-5 Years b. 5-10 Years c. 10-15 Years d. More than 15 Years Q2. Rate your level of satisfaction with the working culture of the organization? a. Highly Satisfied b. Satisfied c. Average d. Dissatisfied e. Highly Dissatisfied Q3. Rate the…
Main Objectives of WTO – World Trade Organization
The purpose of the objectives of the WTO is spelled out in the preamble to Marrakesh Agreement. In a nutshell, these are : To ensure cuts in tariffs and other trade barriers. Eliminating unequal discrimination of international economic affairs. To support higher living standards, full employment, increased real income, and successful demand, as well as…
Structure of WTO – World Trade Organization
The Organizational structure of the WTO is outlined in the following chart. The Ministerial Conference (MC) is at the top of the structured organization of the WTO. It is the supreme governing body which takes ultimate decisions on all matters. It is constituted by representative (usually, Ministers of Trade) all the member countries. The General…
Features of WTO – World Trade Organization
The distinctive features of WTO – World Trade Organization are : Unlike the GATT, it is a legal entity. Unlike International Monetary Fund (IMF) and World Bank it is not an agent of the United Nations. Unlike the IMF and the World Bank there is no weighted voting, but all the WTO members have equal…
Major Difference Between GATT and WTO
The General Tariff and Trade Agreement (GATT) was signed in 1947 to facilitate foreign trade, liberalize policies and abolish tariffs. GATT is a multilateral agreement that regulates international trade between several nations of the world. The key goal is to substantially reduce tariffs and eliminate certain trade barriers. In 1995, however, the GATT was replaced…
WTO – World Trade Organization
The WTO or World Trade Organization is a body comprises of governments controlling international trade among nations. WTO began its operation on 1st January 1995 under the Marrakech Agreement, which was signed on 15 April 1994 by 123 nations, to replace the General Tariff and Trade Agreement (GATT). It is the world’s biggest multinational business…