Same Day Loans India or Instant Loans Without Documents are unsecured loans for individuals who need money instantly after submitting their applications. These loans are needed to fulfill urgent need of credit. Same day loans provide you with the necessary money to help you fulfill your various personal needs, such as car repairs, medical bills, etc….
Finance
This Category Contains Finance related study material
Best Way to Calculate Sharpe Ratio with Example
Best Way to Calculate Sharpe Ratio with Example. Sharpe Ratio is helpful in evaluating Mutual Funds Performance. Higher the Sharpe Ratio better is the fund. Sharpe Ratio Formula = (Mean of Fund Returns – Risk-Free Return) / Standard Deviation For calculating Sharpe Ratio follow these steps: Decide Fund whose Sharpe Ratio you want to calculate…
4 Reasons to Invest in Gold ETF
This article focuses on the Reasons to Invest in Gold ETF funds. Gold prices are growing at a rapid pace in India. Investors are also looking forward to investing in gold. But those who are not able to invest directly in gold can invest their monthly savings in gold exchange-traded funds or Gold ETF. These…
Total Deposits in Private Sector Banks of India
Total Deposits in Private Sector Banks of India from 2009-2011 (Rs. in Crores) (Rs. in Crores) 2009 2010 2011 City Union Bank Ltd. 8207 10285 12914 ING Vysya Bank Ltd. 24889 25865 30194 SBI Commercial & International Bank Ltd. 588 492 513 Tamilnad Mercantile Bank Ltd. 9566 11639 13793 The Bank of Rajasthan Ltd. *…
Total Deposits in Public Sector Banks of India
Total Deposits in Public Sector Banks of India from 2009-2011 (In Crores) NATIONALISED BANKS 2009 2010 2011 Allahabad Bank 84,972 106,056 131,887 Andhra Bank 59,390 77,688 92,156 Bank of Baroda 192,397 241,262 305,439 Bank of India 189,708 229,762 298,886 Bank of Maharashtra 52,255 63,304 66,845 Canara Bank 186,893 234,651 293,973 Central Bank of India 131,272…
Why do insurers prefer ULIPs?
Insurers love ULIPs for several reasons. Most important of all, insurers can sell these policies with less capital of their own than what would be required if they sold traditional policies. In traditional ‘with profits’ policies, the insurance company bears the investment risk to the extent of the assured amount. In ULIPs, the policyholder…
ULIP vs Fixed Deposit
This articles focuses on ULIP vs Fixed Deposit. When it comes time to make investments, individuals are often confused among the different choices that are available. The most common confusion arises between the following methods: ULIP and FD. Which one of them is better? This is an issue that stumps most small investors as they…
ULIP vs Regular Insurance Policy
ULIP’s and Traditional policies both work alike. A part of the premium is set aside for life cover and the rest is invested in a fund after deducting charges. The main advantage of a ULIP is that the investor knows exactly about the break-up of his premium into life cover, the fees being paid and…
Charges Under ULIP (Unit Linked Plans)
Contribution Related Charges : These are the charges that are represented as a percentage of the regular or single contribution paid. In case of a regular contribution plan, it is usually high in the first year to pay for the distribution cost. This charges pays for the issuance and for distribution commissions. This charges are…
Unit Linked Plans (ULIP) in India
Unit Linked Plans (ULIP) in India are very popular. ULIP is on top in the buzz list in India because it offers more advantages than regular life insurance plans. There are several financial benefits, such as higher returns on investment, partial withdrawal, flexibility to choose life cover, wider fund options, up facilities, free switches, tax…